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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,950 | $53,128-38.0% | $86,582-61.9% | $70,126-53.0% |
| Participation rate | 68.6% | 65.3%+3.3pp | 73.5%-5.0pp | 69.5%-1.0pp |
| Annual return | 13.31% | 27.66%-14.4pp | 965.08%-951.8pp | 73.15%-59.8pp |
| Employer contribution / active EE | $392 | $2,068-81.0% | $2,839-86.2% | $2,343-83.2% |
| Participant deferral / active EE | $1,572 | $2,695-41.7% | $3,609-56.4% | $3,332-52.8% |
| Admin fee / account holder | $17 | $3,584-99.5% | $4,904-99.7% | $4,645-99.6% |