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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,354 | $49,177-36.2% | $79,467-60.5% | $64,173-51.1% |
| Participation rate | 69.4% | 65.0%+4.4pp | 73.3%-3.9pp | 69.6%-0.1pp |
| Annual return | -5.96% | -1.16%-4.8pp | 718.30%-724.3pp | 7.63%-13.6pp |
| Employer contribution / active EE | $417 | $2,076-79.9% | $2,800-85.1% | $2,381-82.5% |
| Participant deferral / active EE | $1,671 | $2,821-40.8% | $3,704-54.9% | $3,470-51.8% |
| Admin fee / account holder | $183 | $3,839-95.2% | $5,104-96.4% | $4,887-96.3% |