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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,690 | $96,678-54.8% | $86,640-49.6% | $139,466-68.7% |
| Participation rate | 81.3% | 74.4%+6.8pp | 71.7%+9.5pp | 80.3%+0.9pp |
| Annual return | 14.49% | 106.69%-92.2pp | 592.52%-578.0pp | 373.66%-359.2pp |
| Employer contribution / active EE | $400 | $3,265-87.8% | $3,024-86.8% | $4,754-91.6% |
| Participant deferral / active EE | $1,674 | $4,837-65.4% | $4,438-62.3% | $6,712-75.1% |
| Admin fee / account holder | $586 | $6,410-90.9% | $5,616-89.6% | $11,409-94.9% |