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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,813 | $93,598+60.1% | $135,974+10.2% | $75,173+99.3% |
| Participation rate | 93.6% | 75.2%+18.4pp | 81.9%+11.7pp | 67.2%+26.4pp |
| Annual return | 21.12% | 30.89%-9.8pp | 68.30%-47.2pp | 160.72%-139.6pp |
| Employer contribution / active EE | $4,340 | $3,538+22.7% | $4,859-10.7% | $2,671+62.5% |
| Participant deferral / active EE | $14,455 | $6,405+125.7% | $7,760+86.3% | $4,126+250.3% |
| Admin fee / account holder | $4,394 | $6,978-37.0% | $10,767-59.2% | $5,651-22.2% |