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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,813 | $93,620+60.0% | $135,998+10.2% | $75,184+99.3% |
| Participation rate | 93.6% | 75.2%+18.4pp | 81.9%+11.7pp | 67.2%+26.4pp |
| Annual return | 21.12% | 31.00%-9.9pp | 68.37%-47.3pp | 160.78%-139.7pp |
| Employer contribution / active EE | $4,340 | $3,538+22.7% | $4,860-10.7% | $2,671+62.5% |
| Participant deferral / active EE | $14,455 | $6,406+125.6% | $7,761+86.3% | $4,127+250.2% |
| Admin fee / account holder | $4,394 | $6,980-37.1% | $10,769-59.2% | $5,652-22.3% |