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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,137 | $77,817+23.5% | $123,553-22.2% | $64,173+49.8% |
| Participation rate | 95.4% | 74.7%+20.7pp | 82.3%+13.1pp | 69.6%+25.8pp |
| Annual return | -12.98% | 12.49%-25.5pp | 119.21%-132.2pp | 7.63%-20.6pp |
| Employer contribution / active EE | $3,747 | $3,014+24.3% | $4,628-19.0% | $2,381+57.4% |
| Participant deferral / active EE | $11,374 | $5,240+117.1% | $6,426+77.0% | $3,470+227.8% |
| Admin fee / account holder | $1,098 | $5,519-80.1% | $9,284-88.2% | $4,887-77.5% |