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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,235 | $76,551+15.3% | $123,894-28.8% | $62,881+40.3% |
| Participation rate | 86.8% | 73.0%+13.8pp | 81.4%+5.4pp | 69.3%+17.5pp |
| Annual return | 1.79% | 18.68%-16.9pp | 47.52%-45.7pp | 20.14%-18.4pp |
| Employer contribution / active EE | $2,932 | $2,882+1.7% | $4,617-36.5% | $2,281+28.5% |
| Participant deferral / active EE | $9,846 | $4,840+103.4% | $5,984+64.5% | $3,203+207.4% |
| Admin fee / account holder | $9,401 | $4,826+94.8% | $8,357+12.5% | $4,296+118.8% |