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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,033 | $72,177+12.3% | $115,038-29.6% | $59,633+35.9% |
| Participation rate | 90.9% | 72.6%+18.4pp | 81.4%+9.5pp | 68.7%+22.2pp |
| Annual return | -2.42% | 12.02%-14.4pp | 26.14%-28.6pp | 2041.47%-2043.9pp |
| Employer contribution / active EE | $2,941 | $2,841+3.5% | $4,608-36.2% | $2,203+33.5% |
| Participant deferral / active EE | $10,224 | $4,783+113.8% | $6,026+69.6% | $3,192+220.3% |
| Admin fee / account holder | $6,532 | $4,927+32.6% | $8,175-20.1% | $4,297+52.0% |