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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,243 | $89,372+25.6% | $141,200-20.5% | $72,977+53.8% |
| Participation rate | 96.4% | 75.1%+21.2pp | 82.5%+13.9pp | 69.5%+26.9pp |
| Annual return | 14.85% | 111.88%-97.0pp | 71.41%-56.6pp | 81.02%-66.2pp |
| Employer contribution / active EE | $5,471 | $3,115+75.6% | $4,736+15.5% | $2,440+124.2% |
| Participant deferral / active EE | $15,669 | $5,419+189.2% | $6,710+133.5% | $3,608+334.3% |
| Admin fee / account holder | $12,706 | $5,957+113.3% | $10,265+23.8% | $5,124+148.0% |