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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,903 | $168,635+85.6% | $147,617+112.0% | $125,389+149.5% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -2.63% | 77.65%-80.3pp | 61.98%-64.6pp | 282.24%-284.9pp |
| Employer contribution / active EE | $9,486 | $6,252+51.7% | $5,564+70.5% | $4,866+94.9% |
| Participant deferral / active EE | $10,776 | $5,507+95.7% | $4,895+120.1% | $5,352+101.4% |
| Admin fee / account holder | $49,596 | $13,580+265.2% | $11,612+327.1% | $9,541+419.8% |