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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,285 | $85,171+280.7% | $172,753+87.7% | $72,976+344.4% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 1.73% | 27.32%-25.6pp | 803.00%-801.3pp | 81.02%-79.3pp |
| Employer contribution / active EE | $8,096 | $3,324+143.5% | $5,144+57.4% | $2,440+231.8% |
| Participant deferral / active EE | $9,276 | $3,260+184.5% | $5,198+78.5% | $3,608+157.1% |
| Admin fee / account holder | $26,847 | $5,880+356.6% | $13,956+92.4% | $5,124+423.9% |