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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,165 | $95,406+193.7% | $185,849+50.7% | $85,847+226.4% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 7.47% | 23.59%-16.1pp | 122.10%-114.6pp | 318.61%-311.1pp |
| Employer contribution / active EE | $8,626 | $3,314+160.3% | $5,169+66.9% | $2,565+236.3% |
| Participant deferral / active EE | $9,615 | $3,424+180.8% | $5,569+72.7% | $3,952+143.3% |
| Admin fee / account holder | $67,568 | $7,214+836.6% | $16,244+316.0% | $6,261+979.2% |