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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,693 | $77,920+226.9% | $149,723+70.1% | $75,177+238.8% |
| Participation rate | 85.7% | 65.6%+20.1pp | 78.8%+6.9pp | 67.2%+18.5pp |
| Annual return | -29.94% | 31.72%-61.7pp | 134.50%-164.4pp | 160.75%-190.7pp |
| Employer contribution / active EE | $4,917 | $3,138+56.7% | $4,821+2.0% | $2,671+84.1% |
| Participant deferral / active EE | $8,594 | $3,411+151.9% | $5,682+51.2% | $4,126+108.3% |
| Admin fee / account holder | $1,640 | $5,951-72.4% | $13,215-87.6% | $5,651-71.0% |