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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,534 | $73,787-3.1% | $98,716-27.5% | $82,448-13.2% |
| Participation rate | 94.1% | 61.4%+32.7pp | 69.3%+24.8pp | 68.1%+26.0pp |
| Annual return | 12.16% | 18.57%-6.4pp | 31.81%-19.6pp | 41.64%-29.5pp |
| Employer contribution / active EE | $2,409 | $1,511+59.4% | $2,279+5.7% | $2,551-5.6% |
| Participant deferral / active EE | $6,079 | $3,081+97.3% | $4,048+50.2% | $4,139+46.9% |
| Admin fee / account holder | $12,375 | $6,500+90.4% | $8,703+42.2% | $7,234+71.1% |