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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,446 | $127,387-77.7% | $115,038-75.3% | $125,389-77.3% |
| Participation rate | 77.8% | 84.2%-6.4pp | 81.4%-3.6pp | 83.2%-5.4pp |
| Annual return | -7.88% | 31.28%-39.2pp | 26.14%-34.0pp | 282.24%-290.1pp |
| Employer contribution / active EE | $1,822 | $5,166-64.7% | $4,608-60.4% | $4,866-62.5% |
| Participant deferral / active EE | $4,741 | $6,423-26.2% | $6,026-21.3% | $5,352-11.4% |
| Admin fee / account holder | $4,311 | $9,516-54.7% | $8,175-47.3% | $9,541-54.8% |