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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,809 | $165,399-58.4% | $149,745-54.0% | $158,982-56.7% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 18.26% | 348.34%-330.1pp | 276.72%-258.5pp | 302.99%-284.7pp |
| Employer contribution / active EE | $1,761 | $5,105-65.5% | $4,646-62.1% | $4,763-63.0% |
| Participant deferral / active EE | $4,612 | $7,183-35.8% | $6,843-32.6% | $5,983-22.9% |
| Admin fee / account holder | $936 | $10,811-91.3% | $9,312-89.9% | $11,252-91.7% |