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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,185 | $138,114-46.3% | $125,391-40.8% | $134,545-44.9% |
| Participation rate | 64.7% | 84.5%-19.8pp | 82.4%-17.7pp | 81.2%-16.5pp |
| Annual return | -20.15% | 750.88%-771.0pp | 572.41%-592.6pp | 418.37%-438.5pp |
| Employer contribution / active EE | $2,442 | $5,246-53.5% | $4,816-49.3% | $4,742-48.5% |
| Participant deferral / active EE | $5,994 | $7,801-23.2% | $7,448-19.5% | $6,401-6.4% |
| Admin fee / account holder | $3,195 | $11,570-72.4% | $10,009-68.1% | $11,431-72.1% |