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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,059 | $176,120-52.3% | $159,487-47.3% | $167,553-49.8% |
| Participation rate | 64.7% | 85.0%-20.2pp | 82.8%-18.1pp | 82.1%-17.4pp |
| Annual return | 16.86% | 331.95%-315.1pp | 263.71%-246.8pp | 478.89%-462.0pp |
| Employer contribution / active EE | $2,149 | $5,299-59.5% | $4,831-55.5% | $4,840-55.6% |
| Participant deferral / active EE | $5,586 | $7,752-27.9% | $7,354-24.0% | $6,343-11.9% |
| Admin fee / account holder | $0 | $12,561-100.0% | $10,804-100.0% | $12,316-100.0% |