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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,285 | $198,457-67.1% | $170,435-61.7% | $147,586-55.8% |
| Participation rate | 63.2% | 88.0%-24.8pp | 83.6%-20.4pp | 82.8%-19.7pp |
| Annual return | 14.59% | 257.30%-242.7pp | 205.94%-191.3pp | 578.59%-564.0pp |
| Employer contribution / active EE | $1,634 | $6,183-73.6% | $5,432-69.9% | $4,876-66.5% |
| Participant deferral / active EE | $2,661 | $5,629-52.7% | $4,939-46.1% | $5,439-51.1% |
| Admin fee / account holder | $53 | $16,852-99.7% | $13,881-99.6% | $10,886-99.5% |