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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,827 | $217,432-56.8% | $185,849-49.5% | $167,536-44.0% |
| Participation rate | 73.3% | 86.1%-12.7pp | 81.7%-8.4pp | 82.1%-8.8pp |
| Annual return | 10.08% | 148.42%-138.3pp | 122.10%-112.0pp | 478.82%-468.7pp |
| Employer contribution / active EE | $1,355 | $5,875-76.9% | $5,169-73.8% | $4,839-72.0% |
| Participant deferral / active EE | $3,325 | $6,357-47.7% | $5,569-40.3% | $6,342-47.6% |
| Admin fee / account holder | $3,386 | $19,818-82.9% | $16,244-79.2% | $12,315-72.5% |