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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,824 | $181,896-71.0% | $156,551-66.3% | $273,972-80.7% |
| Participation rate | 70.6% | 88.4%-17.8pp | 84.0%-13.4pp | 83.0%-12.4pp |
| Annual return | 6.35% | 30.74%-24.4pp | 32.23%-25.9pp | 41.46%-35.1pp |
| Employer contribution / active EE | $2,064 | $6,248-67.0% | $5,501-62.5% | $4,869-57.6% |
| Participant deferral / active EE | $3,851 | $5,550-30.6% | $4,871-20.9% | $5,287-27.2% |
| Admin fee / account holder | $5,831 | $15,560-62.5% | $13,028-55.2% | $10,133-42.5% |