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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,477 | $175,231-38.1% | $149,696-27.5% | $139,466-22.2% |
| Participation rate | 72.7% | 83.4%-10.7pp | 78.8%-6.0pp | 80.3%-7.6pp |
| Annual return | 22.97% | 166.77%-143.8pp | 134.46%-111.5pp | 373.66%-350.7pp |
| Employer contribution / active EE | $3,830 | $5,478-30.1% | $4,821-20.5% | $4,754-19.4% |
| Participant deferral / active EE | $8,109 | $6,521+24.3% | $5,682+42.7% | $6,712+20.8% |
| Admin fee / account holder | $1,991 | $16,155-87.7% | $13,212-84.9% | $11,409-82.5% |