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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,402 | $112,729-24.2% | $98,716-13.5% | $137,256-37.8% |
| Participation rate | 65.2% | 74.2%-9.0pp | 69.3%-4.1pp | 80.0%-14.7pp |
| Annual return | 15.39% | 38.48%-23.1pp | 31.81%-16.4pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,711 | $2,725-37.2% | $2,279-24.9% | $4,156-58.8% |
| Participant deferral / active EE | $5,559 | $4,640+19.8% | $4,048+37.3% | $6,407-13.2% |
| Admin fee / account holder | $18,407 | $10,129+81.7% | $8,703+111.5% | $12,270+50.0% |