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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,402 | $115,225-25.9% | $100,712-15.2% | $138,895-38.5% |
| Participation rate | 65.2% | 74.3%-9.1pp | 69.3%-4.1pp | 79.9%-14.7pp |
| Annual return | 15.39% | 40.35%-25.0pp | 33.27%-17.9pp | 145.39%-130.0pp |
| Employer contribution / active EE | $1,711 | $2,771-38.3% | $2,313-26.0% | $4,194-59.2% |
| Participant deferral / active EE | $5,559 | $4,699+18.3% | $4,085+36.1% | $6,396-13.1% |
| Admin fee / account holder | $18,407 | $10,844+69.7% | $9,256+98.9% | $12,562+46.5% |