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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,244 | $112,935-70.6% | $90,970-63.5% | $158,966-79.1% |
| Participation rate | 66.7% | 74.7%-8.1pp | 69.0%-2.3pp | 82.0%-15.3pp |
| Annual return | 21.30% | 215.79%-194.5pp | 134.58%-113.3pp | 302.95%-281.6pp |
| Employer contribution / active EE | $5,586 | $2,895+93.0% | $2,122+163.2% | $4,762+17.3% |
| Participant deferral / active EE | $2,101 | $4,129-49.1% | $3,373-37.7% | $5,983-64.9% |
| Admin fee / account holder | $225 | $8,045-97.2% | $5,960-96.2% | $11,250-98.0% |