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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,312 | $114,119+71.1% | $107,187+82.2% | $138,895+40.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 15.90% | 273.21%-257.3pp | 204.55%-188.6pp | 145.39%-129.5pp |
| Employer contribution / active EE | $3,486 | $4,059-14.1% | $3,782-7.8% | $4,194-16.9% |
| Participant deferral / active EE | $11,198 | $5,538+102.2% | $5,096+119.7% | $6,396+75.1% |
| Admin fee / account holder | $6,064 | $10,024-39.5% | $9,162-33.8% | $12,562-51.7% |