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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,806 | $99,345-6.6% | $84,753+9.5% | $273,972-66.1% |
| Participation rate | 57.1% | 80.7%-23.6pp | 76.6%-19.5pp | 83.0%-25.9pp |
| Annual return | 8.66% | 22.93%-14.3pp | 22.78%-14.1pp | 41.46%-32.8pp |
| Employer contribution / active EE | $1,770 | $4,214-58.0% | $3,574-50.5% | $4,869-63.6% |
| Participant deferral / active EE | $3,333 | $4,270-22.0% | $3,712-10.2% | $5,287-37.0% |
| Admin fee / account holder | $4,180 | $6,645-37.1% | $5,333-21.6% | $10,133-58.7% |