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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,890 | $97,729-7.0% | $83,830+8.4% | $135,379-32.9% |
| Participation rate | 43.5% | 80.0%-36.5pp | 76.1%-32.7pp | 82.6%-39.2pp |
| Annual return | -7.70% | 1287.52%-1295.2pp | 850.97%-858.7pp | 519.79%-527.5pp |
| Employer contribution / active EE | $966 | $4,222-77.1% | $3,631-73.4% | $4,779-79.8% |
| Participant deferral / active EE | $3,414 | $4,683-27.1% | $4,082-16.4% | $5,609-39.1% |
| Admin fee / account holder | $432 | $6,674-93.5% | $5,479-92.1% | $10,828-96.0% |