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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,331 | $88,778-43.3% | $81,844-38.5% | $145,884-65.5% |
| Participation rate | 86.4% | 75.1%+11.3pp | 72.4%+14.0pp | 80.3%+6.1pp |
| Annual return | 8.37% | 1033.03%-1024.7pp | 778.87%-770.5pp | 551.85%-543.5pp |
| Employer contribution / active EE | $2,282 | $3,087-26.1% | $2,916-21.8% | $4,662-51.1% |
| Participant deferral / active EE | $4,123 | $4,648-11.3% | $4,323-4.6% | $6,690-38.4% |
| Admin fee / account holder | $923 | $8,430-89.0% | $7,355-87.4% | $13,392-93.1% |