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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,331 | $88,710-43.3% | $81,783-38.5% | $145,959-65.5% |
| Participation rate | 86.4% | 75.0%+11.3pp | 72.4%+14.0pp | 80.3%+6.1pp |
| Annual return | 8.37% | 1027.26%-1018.9pp | 775.05%-766.7pp | 561.95%-553.6pp |
| Employer contribution / active EE | $2,282 | $3,083-26.0% | $2,913-21.7% | $4,661-51.0% |
| Participant deferral / active EE | $4,123 | $4,645-11.2% | $4,320-4.6% | $6,689-38.4% |
| Admin fee / account holder | $923 | $8,407-89.0% | $7,380-87.5% | $13,398-93.1% |