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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,001 | $114,013-49.1% | $103,693-44.1% | $155,188-62.6% |
| Participation rate | 95.0% | 75.2%+19.8pp | 72.6%+22.4pp | 80.8%+14.2pp |
| Annual return | 13.63% | 49.31%-35.7pp | 47.61%-34.0pp | 148.84%-135.2pp |
| Employer contribution / active EE | $6,446 | $3,131+105.9% | $2,920+120.7% | $4,248+51.8% |
| Participant deferral / active EE | $4,378 | $4,970-11.9% | $4,579-4.4% | $6,531-33.0% |
| Admin fee / account holder | $2,364 | $8,407-71.9% | $7,858-69.9% | $14,480-83.7% |