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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,608 | $109,905-65.8% | $98,506-61.8% | $167,553-77.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 17.49% | 1960.20%-1942.7pp | 1494.92%-1477.4pp | 478.89%-461.4pp |
| Employer contribution / active EE | $8,099 | $3,226+151.1% | $2,961+173.5% | $4,840+67.4% |
| Participant deferral / active EE | $6,106 | $4,674+30.6% | $4,277+42.8% | $6,343-3.7% |
| Admin fee / account holder | $908 | $6,760-86.6% | $5,955-84.7% | $12,316-92.6% |