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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,286 | $96,643-50.0% | $86,617-44.3% | $139,456-65.4% |
| Participation rate | 80.0% | 74.4%+5.6pp | 71.7%+8.3pp | 80.3%-0.3pp |
| Annual return | 16.87% | 106.57%-89.7pp | 591.91%-575.0pp | 373.45%-356.6pp |
| Employer contribution / active EE | $6,828 | $3,264+109.2% | $3,023+125.8% | $4,753+43.7% |
| Participant deferral / active EE | $4,326 | $4,835-10.5% | $4,437-2.5% | $6,711-35.5% |
| Admin fee / account holder | $4,030 | $6,406-37.1% | $5,613-28.2% | $11,407-64.7% |