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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,221 | $78,670-74.3% | $109,173-81.5% | $85,847-76.4% |
| Participation rate | 86.5% | 68.3%+18.3pp | 75.9%+10.7pp | 69.3%+17.2pp |
| Annual return | 9.81% | 25.09%-15.3pp | 25.75%-15.9pp | 318.61%-308.8pp |
| Employer contribution / active EE | $1,168 | $2,734-57.3% | $3,723-68.6% | $2,565-54.5% |
| Participant deferral / active EE | $1,881 | $3,467-45.8% | $4,654-59.6% | $3,952-52.4% |
| Admin fee / account holder | $604 | $5,469-89.0% | $6,755-91.1% | $6,261-90.4% |