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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,562 | $57,352-78.1% | $83,831-85.0% | $64,173-80.4% |
| Participation rate | 0.0% | 68.6%-68.6pp | 76.1%-76.1pp | 69.6%-69.6pp |
| Annual return | 0.00% | 11.38%-11.4pp | 850.99%-851.0pp | 7.63%-7.6pp |
| Employer contribution / active EE | $1,161 | $2,546-54.4% | $3,631-68.0% | $2,381-51.3% |
| Participant deferral / active EE | $2,088 | $2,993-30.3% | $4,082-48.9% | $3,470-39.8% |
| Admin fee / account holder | $10 | $4,046-99.8% | $5,479-99.8% | $4,887-99.8% |