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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,752 | $65,367-68.3% | $92,915-77.7% | $72,976-71.6% |
| Participation rate | 52.5% | 68.3%-15.9pp | 76.0%-23.5pp | 69.5%-17.0pp |
| Annual return | 26.82% | 42.11%-15.3pp | 109.45%-82.6pp | 81.02%-54.2pp |
| Employer contribution / active EE | $1,107 | $2,594-57.3% | $3,653-69.7% | $2,440-54.6% |
| Participant deferral / active EE | $1,535 | $3,128-50.9% | $4,238-63.8% | $3,608-57.5% |
| Admin fee / account holder | $564 | $4,251-86.7% | $5,796-90.3% | $5,124-89.0% |