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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,115 | $81,476-67.9% | $102,383-74.5% | $80,925-67.7% |
| Participation rate | 53.2% | 66.8%-13.6pp | 74.5%-21.3pp | 67.7%-14.4pp |
| Annual return | 12.28% | 25.59%-13.3pp | 24.94%-12.7pp | 35.65%-23.4pp |
| Employer contribution / active EE | $1,016 | $3,105-67.3% | $3,870-73.7% | $2,756-63.1% |
| Participant deferral / active EE | $1,803 | $3,871-53.4% | $5,060-64.4% | $4,299-58.1% |
| Admin fee / account holder | $980 | $6,717-85.4% | $8,391-88.3% | $6,940-85.9% |