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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,301 | $81,331+304.9% | $155,534+111.7% | $80,935+306.9% |
| Participation rate | 96.4% | 66.3%+30.2pp | 78.2%+18.2pp | 67.7%+28.8pp |
| Annual return | 14.86% | 33.37%-18.5pp | 64.92%-50.1pp | 35.66%-20.8pp |
| Employer contribution / active EE | $19,972 | $3,105+543.3% | $4,675+327.2% | $2,757+624.5% |
| Participant deferral / active EE | $17,254 | $3,454+399.5% | $5,630+206.5% | $4,299+301.3% |
| Admin fee / account holder | $342 | $7,999-95.7% | $15,900-97.8% | $6,924-95.1% |