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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,703 | $75,832+115.9% | $147,617+10.9% | $59,633+174.5% |
| Participation rate | 96.3% | 71.6%+24.7pp | 84.6%+11.7pp | 68.7%+27.6pp |
| Annual return | 0.37% | 0.37%0pp | 61.98%-61.6pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $16,471 | $3,485+372.7% | $5,564+196.0% | $2,203+647.8% |
| Participant deferral / active EE | $9,388 | $3,131+199.9% | $4,895+91.8% | $3,192+194.1% |
| Admin fee / account holder | $31,054 | $5,986+418.8% | $11,612+167.4% | $4,297+622.7% |