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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,468 | $73,863+259.4% | $143,797+84.6% | $68,490+287.6% |
| Participation rate | 84.1% | 66.7%+17.4pp | 80.3%+3.8pp | 67.9%+16.2pp |
| Annual return | -16.39% | 0.91%-17.3pp | -0.04%-16.3pp | -7.85%-8.5pp |
| Employer contribution / active EE | $16,306 | $3,185+412.0% | $4,952+229.3% | $2,597+527.9% |
| Participant deferral / active EE | $14,419 | $3,385+326.0% | $5,638+155.7% | $4,028+258.0% |
| Admin fee / account holder | $34,328 | $5,756+496.4% | $14,679+133.9% | $5,403+535.4% |