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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,037 | $91,198+202.7% | $178,503+54.6% | $79,856+245.7% |
| Participation rate | 75.7% | 69.2%+6.5pp | 81.9%-6.3pp | 69.6%+6.0pp |
| Annual return | 19.48% | 24.20%-4.7pp | 151.12%-131.6pp | 31.71%-12.2pp |
| Employer contribution / active EE | $10,668 | $3,257+227.6% | $5,011+112.9% | $2,471+331.7% |
| Participant deferral / active EE | $13,168 | $3,237+306.9% | $5,202+153.1% | $3,741+252.0% |
| Admin fee / account holder | $1,048 | $6,748-84.5% | $13,987-92.5% | $5,306-80.2% |