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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,959 | $85,171+222.8% | $172,753+59.2% | $72,976+276.8% |
| Participation rate | 92.3% | 70.1%+22.2pp | 82.6%+9.7pp | 69.5%+22.8pp |
| Annual return | 22.14% | 27.32%-5.2pp | 803.00%-780.9pp | 81.02%-58.9pp |
| Employer contribution / active EE | $11,004 | $3,324+231.0% | $5,144+113.9% | $2,440+351.0% |
| Participant deferral / active EE | $12,974 | $3,260+298.0% | $5,198+149.6% | $3,608+259.6% |
| Admin fee / account holder | $4,651 | $5,880-20.9% | $13,956-66.7% | $5,124-9.2% |