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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY GLOBAL BANKING OP Service code 27 · EIN 26-4310632 | Advisory (Plan) | $13,366 |
Service code 15 · EIN 83-4452620 | Recordkeeping | $1,200 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $708 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,911 | $95,406-23.6% | $185,849-60.8% | $85,847-15.1% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 12.77% | 23.59%-10.8pp | 122.10%-109.3pp | 318.61%-305.8pp |
| Employer contribution / active EE | $4,621 | $3,314+39.4% | $5,169-10.6% | $2,565+80.1% |
| Participant deferral / active EE | $4,388 | $3,424+28.2% | $5,569-21.2% | $3,952+11.0% |
| Admin fee / account holder | $349 | $7,214-95.2% | $16,244-97.9% | $6,261-94.4% |