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| Provider | Service type | Compensation |
|---|---|---|
RETIREMENT FUND MGMT1 year Filed as: RETIREMENT FUND MANAGEMENT, LLC Service code 27 · EIN 58-2223362 | Advisory (Plan) | $12,000 |
ASCENSUS LLC1 year Filed as: ASCENSUS, LLC Service code 15 · EIN 82-3719843 | Recordkeeping | $600 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $250 |
ERISA SERVICES, INC.1 year Filed as: ERISA SERVICES, INC Service code 15 · EIN 62-1200951 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,497 | $85,171-3.1% | $172,753-52.2% | $72,976+13.0% |
| Participation rate | 98.6% | 70.1%+28.6pp | 82.6%+16.0pp | 69.5%+29.2pp |
| Annual return | 23.63% | 27.32%-3.7pp | 803.00%-779.4pp | 81.02%-57.4pp |
| Employer contribution / active EE | $2,524 | $3,324-24.1% | $5,144-50.9% | $2,440+3.4% |
| Participant deferral / active EE | $3,395 | $3,260+4.1% | $5,198-34.7% | $3,608-5.9% |
| Admin fee / account holder | $519 | $5,880-91.2% | $13,956-96.3% | $5,124-89.9% |