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| Provider | Service type | Compensation |
|---|---|---|
RETIREMENT FUND MGMT1 year Filed as: RETIREMENT FUND MANAGEMENT LLC Service code 27 · EIN 58-2223362 | Advisory (Plan) | $15,652 |
RETIREMENT STRATEGIES, INC.2 years Service code 15 · EIN 58-2380163 | Recordkeeping | $4,664 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $537 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,143 | $75,962-5.0% | $154,108-53.2% | $64,173+12.4% |
| Participation rate | 98.6% | 70.4%+28.1pp | 83.0%+15.5pp | 69.6%+29.0pp |
| Annual return | -5.98% | 30.32%-36.3pp | 735.21%-741.2pp | 7.63%-13.6pp |
| Employer contribution / active EE | $4,385 | $3,350+30.9% | $5,298-17.2% | $2,381+84.2% |
| Participant deferral / active EE | $3,234 | $3,175+1.9% | $5,081-36.3% | $3,470-6.8% |
| Admin fee / account holder | $464 | $5,589-91.7% | $13,411-96.5% | $4,887-90.5% |