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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,881 | $77,638-37.0% | $156,551-68.8% | $62,881-22.3% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 3.63% | 50.33%-46.7pp | 32.23%-28.6pp | 20.14%-16.5pp |
| Employer contribution / active EE | $3,159 | $3,444-8.3% | $5,501-42.6% | $2,281+38.5% |
| Participant deferral / active EE | $2,740 | $3,046-10.0% | $4,871-43.7% | $3,203-14.5% |
| Admin fee / account holder | $4,836 | $5,561-13.0% | $13,028-62.9% | $4,296+12.6% |