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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,306 | $76,551+136.8% | $123,894+46.3% | $62,881+188.3% |
| Participation rate | 69.0% | 73.0%-3.9pp | 81.4%-12.4pp | 69.3%-0.3pp |
| Annual return | 8.96% | 18.68%-9.7pp | 47.52%-38.6pp | 20.14%-11.2pp |
| Employer contribution / active EE | $3,441 | $2,882+19.4% | $4,617-25.5% | $2,281+50.9% |
| Participant deferral / active EE | $8,459 | $4,840+74.8% | $5,984+41.4% | $3,203+164.1% |
| Admin fee / account holder | $1,213 | $4,826-74.9% | $8,357-85.5% | $4,296-71.8% |