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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,570 | $72,177+141.9% | $115,038+51.7% | $59,633+192.7% |
| Participation rate | 68.3% | 72.6%-4.3pp | 81.4%-13.1pp | 68.7%-0.4pp |
| Annual return | -1.32% | 12.02%-13.3pp | 26.14%-27.5pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $3,383 | $2,841+19.1% | $4,608-26.6% | $2,203+53.6% |
| Participant deferral / active EE | $8,604 | $4,783+79.9% | $6,026+42.8% | $3,192+169.6% |
| Admin fee / account holder | $9,918 | $4,927+101.3% | $8,175+21.3% | $4,297+130.8% |