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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,306 | $98,776+229.3% | $149,745+117.2% | $79,856+307.4% |
| Participation rate | 76.7% | 75.8%+0.9pp | 82.5%-5.8pp | 69.6%+7.0pp |
| Annual return | 15.93% | 27.38%-11.4pp | 276.72%-260.8pp | 31.71%-15.8pp |
| Employer contribution / active EE | $3,431 | $3,217+6.6% | $4,646-26.2% | $2,471+38.8% |
| Participant deferral / active EE | $9,097 | $5,681+60.1% | $6,843+32.9% | $3,741+143.2% |
| Admin fee / account holder | $6,231 | $6,053+2.9% | $9,312-33.1% | $5,306+17.4% |