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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,560 | $105,200+280.8% | $159,474+151.2% | $85,847+366.6% |
| Participation rate | 79.3% | 75.8%+3.5pp | 82.8%-3.5pp | 69.3%+10.0pp |
| Annual return | 18.85% | 45.08%-26.2pp | 263.68%-244.8pp | 318.61%-299.8pp |
| Employer contribution / active EE | $3,896 | $3,319+17.4% | $4,831-19.3% | $2,565+51.9% |
| Participant deferral / active EE | $10,143 | $5,946+70.6% | $7,353+37.9% | $3,952+156.6% |
| Admin fee / account holder | $13,163 | $6,934+89.8% | $10,802+21.9% | $6,261+110.3% |