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| Provider | Service type | Compensation |
|---|---|---|
SYNOVUS TRUST COMPANY4 years Filed as: SYNOVUS SECURITIES INC Service code 26 · EIN 56-1625031 | Advisory (Participants) | $32,086 |
Filed as: JOHN HANCOCK LIFE INS COMPANY (USA) Service code 15 · EIN 01-0233346 | Recordkeeping | $10,282 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,853 | $50,902+86.3% | $155,534-39.0% | $77,736+22.0% |
| Participation rate | 95.4% | 63.1%+32.3pp | 78.2%+17.2pp | 70.6%+24.8pp |
| Annual return | 13.95% | 34.85%-20.9pp | 64.92%-51.0pp | 31.26%-17.3pp |
| Employer contribution / active EE | $6,368 | $1,991+219.8% | $4,675+36.2% | $2,728+133.5% |
| Participant deferral / active EE | $4,837 | $2,824+71.3% | $5,630-14.1% | $4,651+4.0% |
| Admin fee / account holder | $467 | $437+6.9% | $15,900-97.1% | $433+7.8% |