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| Provider | Service type | Compensation |
|---|---|---|
SYNOVUS TRUST COMPANY4 years Filed as: SYNOVUS SECURITIES INC Service code 26 · EIN 56-1625031 | Advisory (Participants) | $32,086 |
Filed as: JOHN HANCOCK LIFE INS COMPANY (USA) Service code 15 · EIN 01-0233346 | Recordkeeping | $10,282 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,853 | $50,820+86.6% | $155,567-39.0% | $77,671+22.1% |
| Participation rate | 95.4% | 63.1%+32.3pp | 78.2%+17.2pp | 70.6%+24.8pp |
| Annual return | 13.95% | 34.85%-20.9pp | 64.74%-50.8pp | 31.21%-17.3pp |
| Employer contribution / active EE | $6,368 | $1,993+219.6% | $4,674+36.3% | $2,726+133.6% |
| Participant deferral / active EE | $4,837 | $2,823+71.3% | $5,628-14.1% | $4,648+4.1% |
| Admin fee / account holder | $467 | $436+7.1% | $15,916-97.1% | $430+8.5% |