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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,940 | $46,173+62.3% | $170,435-56.0% | $69,631+7.6% |
| Participation rate | 99.7% | 63.9%+35.8pp | 83.6%+16.1pp | 70.7%+29.0pp |
| Annual return | 1504.38% | 21.62%+1482.8pp | 205.94%+1298.4pp | 27571.02%-26066.6pp |
| Employer contribution / active EE | $524 | $1,610-67.4% | $5,432-90.4% | $2,032-74.2% |
| Participant deferral / active EE | $389 | $2,080-81.3% | $4,939-92.1% | $3,224-87.9% |
| Admin fee / account holder | $636 | $116+448.1% | $13,881-95.4% | $110+475.6% |